Most camps secure insurance to cover their operations. A few camps are self-insured. Most insurance companies will want to do a safety audit before insuring you. Consider the following insurance coverage types (consult with an insurance professional).

  • Property: percentage of actual or replacement value
  • Comprehensive general liability
  • Worker compensation: owner/officer options
  • Health insurance for the owner, staff, and campers
  • Personal property
  • Vehicle liability
  • Certificate of insurance from the camp owner if you plan to rent or lease