Business and Financial Strategies in the Age of COVID-19: For Nonprofit Camps

COVID-19 has had an intense impact on the financial health of the vast majority of camps. Financing camp operations successfully through the foreseeable future requires dexterity, tenacity, and strong relationships with funders, financial institutions, suppliers, and families.  Our panel of experts will address financial strategies, employment issues, and business considerations specific to for profit camps in these uncertain times.  

Moderator: Tony Stein, Owner and Director, Camp Echo Lake, Warrensburg, NY


  • Bryan Huffman, CFO, YMCA of the Triangle
  • Tiffany Gratton-McDuffie, CPA M, Ed, Founder of Purposeful PLAY
  • Rachel Satinsky, Esq, Littler & Mendelson, Philadelphia, PA
  • Kelly Schmidt, CPA and Partner at Wagner and Zwerman
  • Andrew Zwerman, CPA, MS, Managing Partner at Wagner and Zwerman, LLP

Presenter Bios

Tony Stein is a third-generation camp owner/director, having grown up at Camp Echo Lake, giving him a unique perspective and insight into what it takes to lead successful camp communities. Tony started as a 6- year-old camper in 1969 and has held almost every job in camp along the way to becoming Camp Director in 1995. Widely recognized as a leader in the field of camp, Tony has served for three years on the ACA National Board of Directors; has been Board President of the ACA New York Section; and has served on the Board of Directors of Project Morry since its inception in 1996. Tony has spent the better part of 50 summers at Echo Lake, missing just a few years while earning his MBA at the Wharton School of Business and working in Marketing Management for a number of years.

Bryan Huffman is the Chief Financial Officer of the YMCA of the Triangle Area.  He has been with the Y for 25 years, the last 5 as CFO. During his tenure, the YMCA has grown to be among the 10 largest YMCAs in the nation serving more than 200,000 children, families and adults at 18 branches and three overnight camps. Bryan has a B.S. in Business Management and an MBA, both from North Carolina State University.  He lives in Cary with his wife and two children.

Tiffany Gratton-McDuffie, CPA M, Ed. is a speaker, writer, consultant and founder of Purposeful PLAY and She PLAYS. She provides a fresh perspective on the necessity of lifelong social emotional learning for adults and children alike. Using play-based strategies, she shows both groups how to design a life they will love. A serial entrepreneur, youth advocate, and agent of creative change, she has inspired youth, women, and start-up entrepreneurs across the nation.  Tiffany encourages people of all ages to "embrace their spirit of play" in order to reach their fullest potential in every stage of their lives.

Rachel Fendell Satinsky, a Shareholder at Littler Mendelson PC.  Rachel dedicates her practice to employment litigation and counseling. She proactively advises clients on employment issues including hiring and terminations, leaves of absence, accommodations, harassment, internal investigations, and contingent workers. Rachel partners with clients to draft policies, procedures, and processes that are tailored to clients’ business needs and workforce. Her litigation and counseling experience includes representing a range of clients, from Fortune 50 companies to small start-ups. Rachel has a particular focus representing the camping industry. As a life-long camper, she has a unique insight and the understating necessary to represent and provide guidance to camps of all kinds.  

Kelly Schmidt, CPA is a Partner at at Wagner & Zwerman LLP.  Kelly’s entire career has been in public accounting. She graduated from St. Joseph’s College in 1999 and joined our firm in 2002. Kelly specializes in both audit and taxation, participating in audits of broker-dealers, not-for-profit organizations and other audit engagements. She has extensive knowledge of all technology-related issues and various accounting software used by multiple industry groups. Kelly is a registered QuickBooks advisor and a member of both the American Institute of Certified Public Accountants and the New York State Society of Certified Public Accountants.

Andrew Zwerman, CPA, MS is a Managing Partner at Wagner & Zwerman LLP and has an extensive background in public accounting. His expertise includes all aspects of accounting, auditing and tax work. He has been in public accounting since 1986 and a partner in the firm since 1994. Andrew ensures that the Firm maintains the highest quality of work by overseeing every audit engagement. He is a licensed CPA, holds a B.B.A. in Accounting from Dowling College and a M.S. in Taxation from Long Island University, and regularly speaks at national seminars and conferences. He has taught income and estate tax planning courses at the college level. Andrew is a member of both the American Institute of Certified Public Accountants and the New York State Society of Certified Public Accountants.

Watch the Webinar

Webinar Handouts


Bryan Huffman, Tiffany Gratton-McDuffie, Rachel Satinsky, Kelly Schmidt, Andrew Zwerman, Tony Stein