An Important Discussion on the State of the Camp Insurance Market

Join insurance experts for a revealing discussion about the state of the camp insurance market going into 2021. Learn from the experts why some camp insurance companies are changing coverage options and even why some are leaving certain states or are no longer insuring camps at all. Topics will include: rising rates, non-renewals, sexual abuse and molestation, pandemic liability coverage, business interruption, fires, hurricanes and other natural disasters, and more.

Our experts are:

  • Michael Labadorf, CPCU, from Brown & Brown of Garden City, Inc. 
  • Robert P. Monaghan CIC, AAI, from Hibbs-Hallmark & Company
  • Darrow Milgrim, CIC, AAI, CSRM, from Arthur J. Gallagher & Co
Michael Labadorf, Darrow Milgrim, Robert Monaghan

Presenter Bio(s)

Michael Labadorf, CPCU, Brown & Brown of Garden City, Inc. is a fourth-generation insurance broker specializing in camp insurance for forty years. Michael is a former camper, parent of former campers, frequent presenter at ACA Tri State and National Conferences as well as speaker at regional camp associations. Personally, he has visited hundreds of camps of every type. He oversee Brown & Brown’s camp department with assistance from Kimberly Brecker, Vice President. Michael has handled every type of camp claim imaginable from total wildfire losses to sex abuse, significant injuries, camper & staff deaths, total dining hall losses, major auto losses, and weather-related events.

Robert Monaghan currently serves as the President of Hibbs Hallmark & Company in Tyler TX.  Hibbs Hallmark is a large commercial insurance agency with locations in Tyler, Dallas, Houston, Austin and Forney TX.   Robert started his insurance career with Hibbs Hallmark in 1987 as a commercial insurance agent. He achieved his Accredited Advisor of Insurance and his Certified Insurance Counselor professional designations early on in his career.   Robert serves on the board of directors for Heartland Security Insurance Group, Hibbs Hallmark & Co parent company, as well as Old Glory Insurance Company.    He is a native of South Louisiana, however, has lived in Tyler TX the past 30 years.  Robert graduated from University of Louisiana with a Bachelor of Science in Mechanical Engineering.    He is one of the nation’s leading providers of insurance to summer camps, ropes courses, zip line tours and aerial adventures parks.  Robert developed an insurance program for ACCT members in the early 1990’s and continues to manage and grow that program.   Robert also provides services to other industry groups ranging from fishing lure manufacturing to multi-location banks.    Robert enjoys lake living, the outdoors, motorcycles, wake surfing and being a Dad.   Robert has two teenagers in High School that keep him busy outside of work hours.      

Darrow Milgrim  is the national director of the Independent School Practice and Camp Programs at Arthur J. Gallagher & Co.  Darrow is licensed as both a Property and Casualty Broker and Employee Benefits Broker.   He’s served on the Independent Insurance Agents and Brokers Education Committee, has been Director of Camping and Outdoor Education, and taught in the Cal State University System, as well as public and private schools.  He’s previously served on the ACA Nat’l Board of Directors and been a City Parks, Recreation and Community Services Commission member.